120 Howard Street

Two homes in one, offering unparalleled flexibility for living and income. Just one block from the restaurants and shops of Downtown Kirkwood. Ideal for multigenerational living, house hackers looking to live in one unit and rent the other, or investors seeking a cash-flowing two-unit property. Unit A - Main House The main house is a recently renovated 3 bedroom, 2 bathroom bungalow featuring original hardwood floors, an open-concept kitchen, and soaring 10-foot ceilings. The home is currently operating as a successful Airbnb. Furnishings and future bookings may convey with the sale for an additional fee, or the home can be delivered vacant and unfurnished. Unit B - Detached ADU The new construction 750 sq ft Accessory Dwelling Unit offers 2 bedrooms and 2 bathrooms with modern finishes throughout. In many cases, rental income may be considered toward qualifying income when applying for a mortgage. The property sits on a huge corner lot nearly 270 feet deep, providing exceptional privacy and flexibility. A 20-foot wide driveway accommodates parking for up to four vehicles. There is also potential space to add a third structure such as a guest house or tiny home, or amenities like a pool, firepit, or even pickleball court. Purchasing a primary residence with an income-producing unit can offer more favorable financing terms, lower taxes, and lower insurance costs compared with traditional investment property purchases. Tax amount shown reflects estimated taxes with homestead exemption.